Internally servicing a defaulted mortgage or REO portfolio can be challenging. Providing the proper oversight and coordinating the activities of various attorneys, trustees, real estate agents and title companies is complex, costly, and incredibly inefficient.

Our mission is to simplify the process. That means you can be assured of our unwavering commitment to direct and simple solutions to your defaulted mortgage servicing needs. Most importantly, our attention to detail, timeline management and of course, regulatory requirements is reflected in process and controls that are transparent and efficiently managed.

We invite you to review our service offerings and talk with any of our dedicated staff members to explore how we can streamline your work.

When partnered with its sister brands, Nations Property Solutions, Nations Lending Services, Nations Valuations Services and Nations REO, Nations Default Services offers complete end-to-end real estate default servicing solutions.  This allows you to reduce costs and mitigate losses of your defaulted loan portfolio.

Welcome to our site. Thank you for your interest in our company.

Products & Services

We know how to navigate this very complex and heavily regulated process in all 50 states. Find out more.
Our expert Bankruptcy Department covers the full spectrum when it comes to creditors’ rights representation in the federal bankruptcy court. Find out more.
NDS’s competent, seasoned litigation attorneys provide peace of mind when matters quickly turn from routine to complex. Find out more.
The Title Resolution team at Nations Default Services works diligently to resolve title defects quickly and efficiently by interacting with title insurers and other interested parties without the need for expensive litigation. Find out more.
For over 20 years, our valuations team has been a leading provider of timely, accurate and compliant appraisal, Broker Priced Opinion (BPO) and valuation products for regional and national lenders and banks in the industry. Find out more.
Nations Default Services is proud to be an industry-leader in assisting with loss mitigation and home retention solutions for the troubled borrower. Find out more.
A time conscious and experienced team will make sure the job is done right. Find out more.
Austin, TX is home to Nations REO. A full service asset management company specializing in the preservation, valuation, repair and disposition of REO or bank owned assets. Find out more.
The Commercial & Special Assets Team (CSAT) at Nations Default Services delivers unparalleled service in all aspects of defaulted loans, bankruptcy proceedings, workouts and reorganizations. Find out more.

Client Resources

What is a Foreclosure?

FORECLOSURE is the legal right of a mortgage holder or other third-party lienholder to gain ownership of the property and/or the right to sell the property and use the proceeds to pay off the mortgage if the mortgage or lien is in default. It is a concept that has existed for centuries.


Foreclosure Laws by State

NDS has compiled some basic information about state foreclosure laws, provided below. This information is designed to help you understand the process in each state. However, legal information is not legal advice. The laws of every state are different and frequently change.


Helping the Community

Over the last few years, Nations Default Services has been involved with FISH (Food Industry Serving Heroes), an organization that was founded by food retailers to supply support to those individuals that have served in the armed forces.


Help for Homeowners

Many lenders provide alternative solutions for qualified borrowers to resolve defaulted loans. Your lender may have a special loss mitigation program just for you.


Security and Compliance

NDS uses state of the art encryption and defense to make sure sensitive information is protected against identify theft and other threats.


Foreclosure Glossary

The NDS foreclosure glossary provides simple definitions for some of the most common terms you can expect to hear during the foreclosure process.